Data Panda brings your ZKR compliance data together with the data from the rest of your firm. From one place, we turn it into dashboards, automations, AI workflows and custom apps your team uses every day.
ZKR is built in The Hague and serves Wwft-regulated organisations across Europe: accountancy practices, tax advisors, notaries, lawyers, real estate agents, trust offices, leasing and insurance companies, and specialised sectors like crypto and casino. The platform reports more than 8,000 users and 25 million checks performed, and is ISO 27001 certified.
The product groups four solution areas: compliance (PEP and sanctions screening, adverse media monitoring, customer acceptance workflows, UBO extracts), online identification (iDIN, ID document scans, liveness checks, IBAN verification), credit management (consumer and business credit reports), and legal (GDPR support, digital signatures, Wwft e-learning).
Pulling ZKR into a warehouse is not about replacing the compliance dashboard. It is about the questions that span tools: how long an onboarding really takes from first ID scan to first invoice in the accounting system, which client segments produce the most monitoring hits per quarter, and which partners or branches sit on stale reviews. Those answers live across ZKR's screening, ID and monitoring records; in a warehouse they sit next to your accounting and CRM data.
One picture of onboarding, screening and review status instead of clicks per client in ZKR.
Keep ZKR aligned with the tools around it without the weekly reconciliation.
Use ZKR history to triage hits and flag review risk before it becomes a regulator question.
Internal tools on ZKR data for people who should not be opening ZKR.
A list of concrete reports, automations and AI features we have built on ZKR data. Pick the one that matches your situation.
Where in our portfolio is the Wwft review backlog sitting?
Clients past their next-review date, broken down by risk class, partner and office, with the gap in days. The compliance officer can see whether the backlog sits in one branch, with one partner, or in a particular client segment, instead of asking everyone to catch up at year-end.
Are we onboarding faster than last year, or only feeling like we are?
Onboarding time from first ID check to active client, trended per quarter and segmented by client type and partner. Splits the slip into the parts the firm can fix (missing documents, slow internal review) and the parts it cannot (third-party UBO retrieval delays).
Which adverse-media hits are real risk and which are noise?
Closed-as-not-relevant rate per adverse-media source and per client segment, with the average days a hit sits open before a decision. Tells the team where to tighten thresholds and which sources to weigh more heavily on next year's policy review.
Onboarding-to-invoice gap per client and partner, plus credit-check usage against billed engagements. Finance sees which compliance steps slow down revenue recognition and which credit checks were pulled but never tied to a fee.
Win-to-active conversion split by where new clients drop off in the ZKR onboarding workflow. The next pricing or qualification call is informed by which segments survive screening fastest, not just which segments sign quickest.
Compliance work in flight per partner, office and risk class, alongside review backlog and average hit-resolution time. Team leads see the workload before it becomes a regulator audit finding.
When a client clears the ZKR onboarding workflow, an approved relation lands in Exact Online with the right contact, VAT regime and ledger group, ready for the first invoice. Status changes (closed, blocked, risk class up) flow back, so the bookkeeper does not invoice a client whose ZKR file is on hold.
ZKR client status, risk class and last-review date land on the AFAS organisation card next to the financial relation, so the partner has the compliance picture without leaving AFAS. Onboarding steps still pending in ZKR show up as tasks in AFAS, with a one-click link back to the file.
A new Simplicate engagement only moves from prospect to running once the linked ZKR check is approved. Project managers stop having to ask compliance whether they are allowed to log hours, and time written before clearance no longer becomes an awkward write-off.
The Silverfin client overview shows the ZKR risk class, last review date and any open monitoring hits next to the working file. The accountant sees a Wwft red flag on the same screen they review the trial balance, instead of context-switching to the compliance tool.
A channel ping fires when a new PEP, sanctions or adverse-media hit lands on a client, with the partner and compliance officer tagged and a one-click link to the ZKR file. The decision happens in hours, not at the next monthly review meeting.
Adverse-media hits run through a Claude prompt that summarises the underlying article, scores the relevance to the client, and proposes a draft decision with reasoning. The compliance officer keeps the call but spends minutes per hit instead of an afternoon per batch, and the audit trail captures both the model output and the human override.
A deal that hits closed-won in HubSpot triggers a ZKR onboarding workflow on the linked company, and the deal stage stays at a holding step until the check is green. Sales sees in HubSpot which deals are stuck on compliance, instead of chasing the partner by email.
You keep the reporting tool you already have. We connect it to the warehouse where your ZKR data lives.
OAuth authentication. Read-only by default. We sign a DPA and your admin keeps the keys.
Data flows into your warehouse on your schedule. Near real time or nightly, your call. You own the data.
We build the first dashboard, workflow or AI feature with you, then hand over the keys. Or we stay on for ongoing delivery.
We set up the foundation. Your team builds on top.
Best fit Teams that already have a BI analyst or data engineer and want to own the build.
We build the whole thing, end to end.
Best fit Teams without in-house BI or dev capacity. You tell us what you need and we deliver it.
You do. It lands in your warehouse, on your cloud account. We don't resell or aggregate it. If you stop working with us, the warehouse stays yours and keeps running.
Near real time for most operational systems. For heavier sources we schedule hourly or nightly. You pick based on what the reports need.
No. If you don't have one, we help you pick one and set it up as part of the first delivery. Common starting points are Snowflake, Microsoft Fabric, or a small Postgres start.
The model covers the records that drive day-to-day reporting: clients and their risk class, ID and iDIN check results, PEP and sanctions screening hits, adverse-media findings, UBO extracts and review history. Embedded credit-management and legal modules are pulled where the firm uses them; we map what is in your tenant, not the full ZKR catalogue.
No. The audit trail stays inside ZKR, where the regulator expects to find it. The warehouse copy is a read-side mirror used for reporting, automation and AI; decisions and approvals continue to be recorded in ZKR itself, with a link back to the underlying record on every dashboard row.
We review your ZKR setup and the systems around it. Together we pick the first thing worth building.