Data Panda brings your Banqup (formerly Billtobox) data together with the data from the rest of your business. From one place, we turn it into dashboards, automations, AI workflows and custom apps your team uses every day.
Banqup is a Belgian digital platform from Unifiedpost that unifies Peppol e-invoicing, payment processing through a business account, mandate management and bank connectivity. It was formerly known as Billtobox and sits in the Unifiedpost family alongside Billit, with Banqup leaning on the payment-aware side and Billit on the invoicing-first side.
The point of pulling Banqup into a warehouse is that few Belgian SMEs have ever seen sent invoices, received invoices, payments and bank transactions in one data model. The 2026 e-invoicing mandate makes Banqup carry all four at the same time, which is valuable for anything from AR aging and cash forecasting to duplicate-payment detection. In a warehouse, that signal reconciles against your accounting ledger and your CRM without a weekly export.
Sent invoices, received invoices and bank lines on one customer record.
Let the stack react the moment a Banqup payment clears.
Score risk and classify documents on the payment-aware stream.
Internal tools on Banqup data for finance and AP teams.
A list of concrete reports, automations and AI features we have built on Billtobox Banqup data. Pick the one that matches your situation.
Which invoices are paid and which only look paid?
Sent Banqup invoices matched to the bank line that settled them, per customer and month. Flags the invoice that was marked paid in the accounting package but where the payment never cleared the Banqup account.
Is there a duplicate supplier invoice in the system?
Detection across Peppol inbound and email-based inbound, matched on supplier id, amount, reference and date. Exposes the near-duplicate that would otherwise clear twice at month-end.
What is the live cash position on the Banqup account today?
Balance across all Banqup business accounts joined to pending outflows and committed inflows from sent invoices, for a real-time picture instead of yesterday's accounting close.
AR, AP, VAT and the live Banqup cash balance on one screen. Month-end close runs on data that already matches the bank, because the bank is the Banqup account.
Live payment status per account before offering new credit. A customer who pays late on Banqup shows on the CRM record before the rep offers a discount.
Duplicate-invoice risk, supplier-term drift and mandate status on one board. AP ops move from spot-checks to a monitored queue.
Banqup invoices and payment events post into Exact Online with VAT codes and ledger coding resolved. The Belgian books stay in Exact Online while Banqup handles the Peppol delivery and the payment.
Outgoing Banqup invoices and Peppol inbound post into Yuki administrations as sales and supplier journal entries. Credit notes match back so the Yuki open-items screen reflects the real Banqup payment state.
Ponto transactions across other Belgian banks are matched to Banqup invoices on reference and amount. Groups that do not put everything through Banqup still get a single reconciliation layer across payment rails.
Banqup invoices and payments post into Adsolut at the right client administration, with VAT and ledger coding resolved. Belgian fiduciaries keep client bookkeeping in Adsolut while the invoice path is handled in Banqup.
These are the 5 tables we currently pull from Billtobox Banqup into your warehouse. Query them directly in SQL, join them to the rest of your stack, or build reports on top.
Missing a table you need? We can extend the sync. Tell us what is missing and we will build it for you.
You keep the reporting tool you already have. We connect it to the warehouse where your Billtobox Banqup data lives.
OAuth authentication. Read-only by default. We sign a DPA and your admin keeps the keys.
Data flows into your warehouse on your schedule. Near real time or nightly, your call. You own the data.
We build the first dashboard, workflow or AI feature with you, then hand over the keys. Or we stay on for ongoing delivery.
We set up the foundation. Your team builds on top.
Best fit Teams that already have a BI analyst or data engineer and want to own the build.
We build the whole thing, end to end.
Best fit Teams without in-house BI or dev capacity. You tell us what you need and we deliver it.
You do. It lands in your warehouse, on your cloud account. We don't resell or aggregate it. If you stop working with us, the warehouse stays yours and keeps running.
Near real time for most operational systems. For heavier sources we schedule hourly or nightly. You pick based on what the reports need.
No. If you don't have one, we help you pick one and set it up as part of the first delivery. Common starting points are Snowflake, Microsoft Fabric, or a small Postgres start.
Billit and Banqup are both Unifiedpost products. Billit is invoicing-first with broad accounting integrations, Banqup is invoicing plus a business payment account on top. The two connectors share the Peppol model but diverge on the payment-account data, which only Banqup carries.
Yes. Each Banqup company lands in its own schema with a shared customer and supplier dimension on top. Groups with several Belgian entities get per-entity reporting and a consolidated view without merging data by hand.
We review your Billtobox Banqup setup and the systems around it. Together we pick the first thing worth building.